Seller Financing
Address
4830 Stone Acres Circle, ST CLOUD, FL
Price
$ 620,000
Property Attributes
- MLS#O6437756
- TypeSingle Family
- Listing Status Active
- CountyOsceola
- CityST CLOUD
- AreaSt Cloud (Magnolia Square)
- NeighborhoodBLACKSTONE
- Zip34771
- StyleSingle Family Residence
- Year Built2008
- Taxes$ 6210
- Price$ 620,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage3189
- Lot Size0.26 Acres
Data Source:
Stellar MLS
Property Description
Located near the northeastern shore of Lake Tohopekaliga in St. Cloud, this spacious 4-bedroom, 3-bath home offers 3,189 square feet of living space on more than a quarter-acre lot with no rear neighbors. Conveniently positioned near the lake, parks, shopping, dining, healthcare, and other everyday amenities, the property combines generous living space with a desirable Central Florida location. The roof was replaced in January 2024, providing a significant recent update for the next owner. A wide driveway leads to the three-car garage, offering plenty of parking and storage space. Inside, the home opens to multiple flexible living and entertaining areas, including a front sitting room and formal dining space. At the heart of the home is a generously sized kitchen featuring extensive countertop space, wood cabinetry, a double-basin sink, double wall ovens, built-in cooktop, and a large pantry. An adjacent breakfast nook overlooks the screened outdoor living area and provides a comfortable setting for everyday dining. The expansive main living room offers plenty of space for a large sectional, additional seating, and entertainment setup. Also located on the first floor is a guest bedroom with access to a full bathroom, providing added flexibility for visitors, extended family, a home office, or additional living space. Upstairs, a large bonus loft creates another versatile living area highlighted by laminate flooring, arched windows, and abundant natural light. The primary suite provides an exceptionally spacious private retreat with laminate flooring, distinctive architectural details, and enough room to incorporate a separate sitting area. The ensuite bathroom features dual vanities, a large glass-enclosed shower, and an oversized walk-in closet with custom storage. Step outside to the fully screened lanai and enjoy a private outdoor setting designed for Florida living. The pool and spa provide an ideal place to relax, entertain, host cookouts, or spend time with family and friends, while the surrounding yard offers additional outdoor space and an open rear outlook with no rear neighbors. With a January 2024 roof, more than 3,000 square feet of living space, four bedrooms, three full bathrooms, a three-car garage, multiple living areas, walk-in closets, and a screened pool and spa, this St. Cloud property offers an impressive combination of space, flexibility, and location. An existing assumable mortgage may be available to a qualified buyer, subject to lender/servicer approval and all applicable loan requirements. The seller may also consider seller financing or other alternative financing arrangements on acceptable terms. Financing availability, qualification, and terms are subject to approval and are not guaranteed. Additional financing information is available upon request.
| Price History | |
|---|---|
| 9/1/2026 | Listed $620,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central |
| Cooling | Central Air |
| Utilities | Electricity Available,Phone Available,Sewer Connected,Water Connected |
| Roof | Shingle |
| Appliances | Convection Oven,Dishwasher,Microwave |
| Zoning | PD |
| HOA Fee | 400 |
| Garage Spaces | 3 |
| Pool Features | In Ground |
| Construction Materials | Stucco |
| Pets Allowed | No |
| Year Built | 2008 |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Assoc Fee Paid Per | Quarterly |
| County | Osceola |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | BLACKSTONE |
| Facing Direction | East |
| Garage Y/N | true |
| Total Rooms | 6 |
| Full Baths | 3 |
| Status | Active |
| Directions | Turn onto S Narcoossee Rd towards Thompkins Rd. Turn left onto Thompkins Rd. Take the 3rd left onto Stone Acres Cir. Turn right to stay on Stone Acres Cir. Take the 1st left to stay on Stone Acres Cir. 4830 Stone Acres Cir, Saint Cloud, FL 34771-8863, 4830 STONE ACRES CIR is on the right. |
| City | ST CLOUD |
| Association Name | ASSOCIATION MANAGEMENT GROUP OF CF |
| Senior Community Y/N | false |
| MLS Area | 34771 - St Cloud (Magnolia Square) |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 11413 |
| Carport Y/N | false |
| Listing Terms | Assumable,Cash,Conventional,FHA,Other,Owner May Carry,VA Loan |
| Spa Features | In Ground |
| Land Lease Y/N | false |
| Tax Annual Amount | 6210.11 |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Lot | 41 |
| Legal Description | BLACKSTONE PB 19 PG 48-51 LOT 41 |
| Minimum Lease | 8-12 Months |
| Water Access Y/N | false |
| Monthly HOA Amount | 133.33 |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | Ceiling Fan(s) |
|---|---|
| Flooring | Carpet,Laminate,Tile |
| Furnished Y/N | Unfurnished |
| Total Stories | 2 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Upper Level |
| Total Bedrooms | 4 |
| LivingAreaSource | Public Records |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Sidewalk |
|---|---|
| Water Source | Public |
| Lot Size Area | 11413 |
| Foundation Details | Slab |
| Spa | true |
| Building Area Total | 3925 |
| Lot Size Acres | 0.26 |
| Road Surface Type | Paved |
| Private Pool | true |
| Waterfront Y/N | false |
| Covered Spaces | 3 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34771
Price
Taxes
Year Built
In The Neighborhood
New Construction
Oakdale
$ 504,870
- Type
- Single Family
- Size
- 2,424 SqFt
- Rooms
- 4 Beds + 2.5 Baths
Listed by: RYAN HOMES (NVR INC.)
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 25, 2026 3:20 AM UTC The listing information on this page last changed on Last updated on September 25, 2026 3:20 AM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 25, 2026 3:20 AM UTC
